TERMS OF USE

Last Updated: June 25, 2025

PLEASE READ THESE TERMS OF USE (these “Terms”) CAREFULLY. They form a legally‑binding contract between Waffle Street (“we,” “us,” or “our”) and each person (“you” or “User”) who accesses, browses, subscribes to, or otherwise uses the Waffle Street website, newsletters, and any related content or functionality (collectively, the “Service”).

By using the Service you (a) acknowledge that you have read and understand these Terms, (b) represent that you are at least 18 years old and legally competent to enter into this agreement, and (c) accept and agree to be bound by these Terms and by our Privacy Policy. IF YOU DO NOT ACCEPT THE TERMS, YOU MUST NOT ACCESS OR USE THE SERVICE.

1. No Professional Advice

All content is provided solely for informational and entertainment purposes and does not constitute financial, investment, legal, or tax advice. You remain solely responsible for your own decisions and agree that we are not liable for any losses arising from actions you take or fail to take based on the Service.

2. Eligibility

The Service is intended only for individuals age 18 or older. By using the Service you represent and warrant that you meet this requirement. If you are under 18 you may use the Service only with the involvement of a parent or legal guardian.

3. Affiliate & Sponsor Disclosure

The Service may include affiliate links or sponsored content. We may receive compensation when you click such links or purchase products or services. We will clearly identify sponsored or affiliate content in compliance with FTC guidelines.

4. Information Accuracy; Forward‑Looking Statements

We strive for accuracy but do not warrant that any content is complete, current, or error‑free. Cryptocurrency markets are volatile and information may become outdated quickly. Certain content may contain “forward‑looking statements” subject to risks and uncertainties—actual results may differ materially.

5. User Accounts

If you create an account, you must provide accurate, complete, and current information and keep it updated. You are responsible for maintaining the confidentiality of your login credentials and for all activities under your account.

6. User Content & Prohibited Conduct

You retain ownership of User‑generated content but grant Waffle Street a world‑wide, non‑exclusive, royalty‑free, sublicensable, and transferable licence to use, reproduce, modify, publish, and display such content in connection with the Service.

You agree that you will not:

  • Post content that is unlawful, defamatory, obscene, hateful, or infringing;
  • Transmit spam, malware, or engage in activity that could disable or impair the Service;
  • Harvest data or attempt unauthorized access to accounts, systems, or networks.

We may, in our sole discretion, remove content or suspend users who violate these rules.

7. Intellectual‑Property Rights

Except for User content, the Service—including all text, graphics, images, audio, video, and code—is owned by Waffle Street or its licensors and is protected by United States and international copyright, trademark, and other laws. You may view the content for personal, non‑commercial use only; no other rights are granted.

8. Copyright Concerns (DMCA‑Style Notice)

If you believe that any material on the Service infringes your copyright, please send a notice via the Contact Us form with the subject line “DMCA Takedown Request” and include: (i) identification of the copyrighted work, (ii) the specific URL of the allegedly infringing material, (iii) your statement of good‑faith belief that use is unauthorised, (iv) your statement under penalty of perjury that the information is accurate, and (v) your electronic signature. We will respond as required by U.S. copyright law.

9. Links to Third‑Party Sites

Links to external sites are provided for convenience only. We have no control over—and assume no responsibility for—the content, privacy policies, or practices of any third‑party sites. Access them at your own risk.

10. Privacy

Our collection, use, and disclosure of personal information are described in our Privacy Policy, incorporated by reference and available at https://wafflestreet.com/privacy.

11. Disclaimer of Warranties

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE.” TO THE FULLEST EXTENT PERMITTED BY LAW, WAFFLE STREET DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON‑INFRINGEMENT, ACCURACY, AND AVAILABILITY. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, SECURE, OR ERROR‑FREE, OR THAT RESULTS WILL BE RELIABLE.

12. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WAFFLE STREET AND ITS OFFICERS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES (INCLUDING LOST PROFITS, DATA, OR GOODWILL) ARISING OUT OF OR RELATED TO THE SERVICE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT SHALL OUR TOTAL LIABILITY EXCEED USD 100 OR THE AMOUNT YOU PAID US IN THE TWELVE MONTHS PRECEDING THE CLAIM, WHICHEVER IS GREATER.

13. Indemnification

You agree to defend, indemnify, and hold harmless Waffle Street from any claims, damages, losses, liabilities, costs, and expenses (including attorneys’ fees) arising out of or related to (a) your use or misuse of the Service, (b) your content, or (c) your breach of these Terms.

14. Arbitration Agreement & Class‑Action Waiver

PLEASE READ THIS SECTION CAREFULLY. It affects your legal rights.

Binding Arbitration. Except for small‑claims court matters, any dispute arising out of or relating to these Terms or the Service shall be resolved by final and binding arbitration administered by the American Arbitration Association (“AAA”) under its Consumer Arbitration Rules.

Seat & Venue. The arbitration shall be conducted remotely via videoconference or, if an in‑person hearing is required, at a mutually agreed location within the United States.

Class‑Action Waiver. YOU AND WAFFLE STREET AGREE THAT EACH MAY BRING CLAIMS ONLY IN AN INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE ACTION.

Opt‑Out. You may opt out of arbitration within 30 days of your first acceptance of these Terms by submitting a request through the Contact Us form with your full name and a statement that you decline arbitration.

15. Governing Law & Venue

These Terms are governed by and construed in accordance with the laws of the United States of America, without regard to its conflict‑of‑laws rules. Subject to Section 14, you consent to the exclusive jurisdiction of the any court of competent jurisdiction within the United States.

16. Export Control & Sanctions Compliance

You may not use the Service if (a) you are located in a country subject to U.S. government embargo, (b) you are listed on any U.S. government denied‑party list, or (c) such use would otherwise violate U.S. export‑control or sanctions laws.

17. Force Majeure

We are not liable for any delay or failure to perform resulting from causes beyond our reasonable control, including acts of God, labor disputes, power or internet outages, natural disasters, war, or governmental action.

18. Modifications To the Service & To These Terms

We may modify, suspend, or discontinue any part of the Service at any time.

We may also amend these Terms by posting the revised version with a new “Last Updated” date at least 30 days before it takes effect. Your continued use of the Service after the effective date constitutes acceptance of the amended Terms.

19. Notice for California Users

Under California Civil Code §1789.3, California subscribers are entitled to the following specific consumer rights notice: You may contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs by mail at 1625 North Market Blvd., Suite N‑112, Sacramento, CA 95834, or by telephone at (800) 952‑5210.

20. Contact Us

For questions about these Terms or the Service, please use the Contact Us form.